Your Will

It’s a strange fact that most people in the United Kingdom do not have one of the most important documents you are ever likely to have.

It’s quite easy to think why, it could be the time it takes, you may think it is not relevant to you now or it’s too complicated to even start thinking about.

Putting this off is the easiest option if you do not know where to start, or what your options are. Once you understand your options & have an expert at hand to guide you, this process becomes so much easier.

Ready to Get Started?

Our guide to estate planning is a great place to start, download it for free here.


Benefits of having a Will

For the two thirds of us who do not have a Will, now is as good a time as any to put one in place, having a Will allows you to:

  • Ensure your assets are inherited by the people you choose and not those who would inherit through the rules of intestacy
  • Put protection in place for your loved ones so assets are lost to third parties (link to trusts & asset protection)
  • Nominate guardians to look after any minor children
  • Put your wishes in writing, making them clear to everyone involved. Which could:
    • Avoid disputes amongst family/friends
    • Make the lives of your loved ones a little easier


Our Will Writing Service

You will receive honest, expert advice from our trained estate planners in the comfort of your own home.
We will guide you every step of the way, from the initial conversations & instruction taking to ensuring the documents are signed correctly and stored safely.


What happens if I pass away without a Will?

You will be deemed to have died intestate, and your estate will follow intestacy rules.

How often should I update my Will?

It is a good idea to look at your Will every 3 years, but this doesn’t mean it will need changing. After any change in circumstance (births, deaths, remarriages, inheritance etc) it’s worth contacting your estate planner to see if you need to make amendments.

When should I consider having a Will written?

You must be 18 to have a Will. But most people do not have a Will at 18 because it’s unlikely they have an estate of any value. You should really consider having a Will when you have wealth you want to pass onto someone else, or you have children. It’s extremely important that guardians are appointed in your Will, so your children can be looked after by the people you trust.

Who should I consider as my children’s Guardian/s?

There are many things to consider when appointing guardians, one you should consider is age. For most young families, there’s nobody better than the grandparents to raise your children in your absence. In the short term this may be ideal, however it’s important to have reserve guardians, as your parents are also getting older, and may not always be in the best position to look after your children. It’s also a good idea to discuss plans with your guardians, to double check they’re on board. Consider the location of your guardians, how many children do they have? For most of us, there will only be a couple of people we trust enough to raise our children, and that will be our highest priority, and rightly so

What type of Will should I put in place?

If you have done some research, you may have come across different types of Wills. These can get confusing if this is the first time you have been through this process (and sometimes even after that!). We can differentiate between the different types with one question, would you like to give your beneficiaries any protection? If the answer to this is no, having a basic will in place will likely fit your needs, if the answer is yes, having a trust written in your Will gives your beneficiaries this protection. A Basic Will distributes your estate to the people you wish at the age of 18. It includes guardians, executors, and trustees, along with any specific gifts you would like to make and any funeral requests you have. The difference between that and a Will Trust is how your beneficiaries inherit. If you have trusts written within your Will, there is protection around the inheritance your beneficiaries receive. The trust can stipulate an age for them to inherit. 18 is very young, so you might want to change that to 25. Trusts can also protect what you have worked hard for, against third parties (like future partners), for the benefit of your beneficiaries. Everyone’s needs are different, so it’s wise to speak to a specialist to find out what type of Will is best for you.

What is an Executor?

Simply put, the executor of a Will is responsible for managing the deceased’s estate. This can include applying for grant of probate, paying debts & taxes, distributing the wealth to beneficiaries, and following any other terms/wishes you stipulated in your Will. This can be done by a trusted family member or friends, but often is outsourced to professionals due to the complex processes involved. Every estate is different, and hearing that a friend of yours went through this process for their parents easily does not mean you will have the same experience. An executor is responsible for ensuring the estate is distributed correctly, and if a mistake is made, the executor is legally responsible. In these instances, your executors may want to put insurance in place.

What is the difference between an Executor and a Trustee?

Often, the executor/s are the same people as the trustee/s, however they do have different roles & responsibilities. The executor of a Will is responsible for managing the deceased’s estate. This can include applying for grant of probate, paying debts & taxes, distributing the wealth to beneficiaries, and following any other terms/wishes you stipulated in your Will. The executors job ends when estate administration is finished. If there is a requirement for a trust to be set up in the Will, that is when the trustees job begins – there must be a minimum of two trustees. The trustees’ jobs are to look after and manage assets on behalf of the named beneficiary(s). This could be to look after assets for minor children until they reach the age specified, or to ensure a partner has the right to live in a property.

Ready to Get Started?

Our legal help is professional, affordable and our Estate Planners will look at your specific needs individually. We will ensure your service is tailored to you – every step of the way.

If you would like to speak to one of our Estate Planners to arrange your free, no obligation consultation, please get in touch.

Send us an email

Give us a call

Telephone - 01920 481299

Locate Us

Redwood Wills & Estate Planning, North Cottage,
Stanstead Road, Ware, SG12 8PS, England.